KAL is a company specialising in
ATM software for bank ATMs, self-service kiosks, and bank branch networks. All KAL products are multivendor, Windows-compliant and conform to the industry XFS standard. KAL is the world's number two supplier of true multivendor ATM software. KAL supplies its software to major global banks including China Construction Bank,
Citibank
Citibank, N.A. ("N. A." stands for "National bank (United States), National Association"; stylized as citibank) is the primary U.S. banking subsidiary of Citigroup, a financial services multinational corporation, multinational corporation. Ci ...
and
UniCredit.
History
The company was established in 1989 by Dr. Aravinda Korala; hence Korala Associates Limited. KAL is headquartered in
Edinburgh
Edinburgh is the capital city of Scotland and one of its 32 Council areas of Scotland, council areas. The city is located in southeast Scotland and is bounded to the north by the Firth of Forth and to the south by the Pentland Hills. Edinburgh ...
, Scotland. KAL also has office locations elsewhere in the UK, plus in the
US,
Europe
Europe is a continent located entirely in the Northern Hemisphere and mostly in the Eastern Hemisphere. It is bordered by the Arctic Ocean to the north, the Atlantic Ocean to the west, the Mediterranean Sea to the south, and Asia to the east ...
,
India
India, officially the Republic of India, is a country in South Asia. It is the List of countries and dependencies by area, seventh-largest country by area; the List of countries by population (United Nations), most populous country since ...
,
China
China, officially the People's Republic of China (PRC), is a country in East Asia. With population of China, a population exceeding 1.4 billion, it is the list of countries by population (United Nations), second-most populous country after ...
,
Japan
Japan is an island country in East Asia. Located in the Pacific Ocean off the northeast coast of the Asia, Asian mainland, it is bordered on the west by the Sea of Japan and extends from the Sea of Okhotsk in the north to the East China Sea ...
,
Malaysia
Malaysia is a country in Southeast Asia. Featuring the Tanjung Piai, southernmost point of continental Eurasia, it is a federation, federal constitutional monarchy consisting of States and federal territories of Malaysia, 13 states and thre ...
and
Australia
Australia, officially the Commonwealth of Australia, is a country comprising mainland Australia, the mainland of the Australia (continent), Australian continent, the island of Tasmania and list of islands of Australia, numerous smaller isl ...
. In 2011 KAL won the
Queen's Award for Enterprise
Queens is a borough of New York City.
Queens or Queen's may also refer to:
Arts and entertainment
* Queens (group), a Polish musical group
* "Queens" (song), a 2018 song by Saara Aalto
* ''Queens'' (novel), by Stephen Pickles, 1984
* "Queens", ...
in the International Trade category.
Products
KAL's major product is self-service software for ATMs and kiosks. In 2012, KAL introduced the RTM (Retail Teller Machine). The RTM dispenses vouchers instead of cash meaning banks can operate in previously inaccessible areas while still offering the complete feature set of an ATM. KAL was the first ATM software company to deliver its products certified for
Microsoft Windows 8 – just one week after the new operating system was officially launched by
Microsoft
Microsoft Corporation is an American multinational corporation and technology company, technology conglomerate headquartered in Redmond, Washington. Founded in 1975, the company became influential in the History of personal computers#The ear ...
in November 2012.
Industry standards and organisations
KAL is a participatory member of the ATM and self-service industry and belongs to the following industry associations and standards:
* Product suite conformed to the WOSA 1.11 industry standard in 1995 (later renamed to XFS in 2000)
* The
Payment Card Industry Security Standards Council
* Membership of
ATM Industry Association (ATMIA)
References
{{reflist
External links
Official KAL siteOfficial RTM site
Technology companies of the United Kingdom