Credit Abuse Resistance Education (CARE) is an American financial literacy program founded by the U.S. Bankruptcy Court, WDNY and the Bankruptcy Committee of the Monroe County Bar Association. It was founded in 2002 by U.S. Bankruptcy Court, Chief Judge John C. Ninfo, II (retired). CARE is a free financial literacy initiative that makes experienced members of the Bankruptcy Community available to teach the importance of

financial education Financial literacy is the possession of skills, knowledge, and behaviors that allow an individual to make informed decisions regarding money. Financial literacy, financial education and financial knowledge are used interchangeably. Financially un ...

. These presentations are available to educational establishments. CARE's primary target is high school seniors and college freshmen who are most at risk because they are aggressively marketed by the credit card industry at a time when they carry a very low Financial I.Q.

Structure

CARE has a presence in all 50 states and the

District of Columbia Washington, D.C., formally the District of Columbia and commonly known as Washington or D.C., is the capital city and Federal district of the United States, federal district of the United States. The city is on the Potomac River, across from ...

CARE Advisory Board

* ''Judge John C. Ninfo, II''; U.S. Bankruptcy Court, Western District of New York - retired * ''Paul Groschadl''; Woods Oviatt Gilman, LLP * ''Joe Schorer''; Kirkland & Ellis LLP * ''Allen Guon''; Shaw Gussis Fishman Glantz Wolfson & Towbin LLC

CARE Judicial Advisory Board

* ''David D. Bird''; Clerk, U.S. Bankruptcy Court, District of Delaware * ''Brad Bolton''; Clerk, U.S. Bankruptcy Court, District of Colorado * ''Judge Sidney B. Brooks'';U.S. Bankruptcy Court, District of Colorado * ''Judge Carla E. Craig'' ; U.S. Bankruptcy Court,

Eastern District of New York The United States District Court for the Eastern District of New York (in case citations, E.D.N.Y.) is the federal district court whose territorial jurisdiction spans five counties in New York State: the four Long Island counties of Nassau, ...

* ''Judge Dennis R. Dow'' ; U.S. Bankruptcy Court, Western District of Missouri * ''Judge A. Benjamin Goldgar''; U.S. Bankruptcy Court,

Northern District of Illinois The United States District Court for the Northern District of Illinois (in case citations, N.D. Ill.) is the federal trial court with jurisdiction over the northern counties of Illinois. It is one of the busiest federal trial courts in the Uni ...

, Eastern Division * ''Judge Jeffery P. Hopkins''; U.S. Bankruptcy Court, Southern District of Ohio * ''Judge Laurel Myerson Isicoff''; U.S. Bankruptcy Court, Southern District of Florida * ''Judge Margaret M. Mann''; U.S. Bankruptcy Court,

Southern District of California The United States District Court for the Southern District of California (in case citations, S.D. Cal.) is a federal court in the Ninth Circuit (except for patent claims and claims against the U.S. government under the Tucker Act, which are app ...

* ''Judge Catherine Peek McEwen''; U.S. Bankruptcy Court, Middle District of Florida * ''Judge C. Ray Mullins''; U.S. Bankruptcy Court,

Northern District of Georgia The United States District Court for the Northern District of Georgia (in case citations, N.D. Ga.) is a United States district court which serves the residents of forty-six counties. These are divided up into four divisions. Appeals from cases ...

* ''Judge Pamela Pepper''; U.S. Bankruptcy Court, Eastern District of Wisconsin * ''Judge Barry Russell''; U.S. Bankruptcy Court,

Central District of California The United States District Court for the Central District of California (in case citations, C.D. Cal.; commonly referred to as the CDCA or CACD) is a federal trial court that serves over 19 million people in Southern and Central California, m ...

* ''Judge Paul R. Warren''; U.S. Bankruptcy Court, Western District of New York

References

External links

CARE Web site

{dead link, date=August 2017 , bot=InternetArchiveBot , fix-attempted=yes Washington Post article about CARE

Rochester Democrat and Chronicle article about CARE

Bankrate.com CARE article United States bankruptcy law Personal finance education