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Time Horizon
A time horizon, also known as a planning horizon, is a fixed point of time in the future at which point certain processes will be evaluated or assumed to end. It is necessary in an accounting, finance or risk management regime to assign such a fixed horizon time so that alternatives can be evaluated for performance over the same period of time. Although short term horizons such as end of day, end of week, end of month matter in accounting, generally it is mere summing-up and the simplest mark to market processes that take place at these short term horizons. No scenario analysis or mark to future activities are usually undertaken for such short periods, except for very large portfolios. The most common horizons used in planning are one "quarter" (a quarter year, or three months), a year, two years, three years, four years (especially in a representative democracy where this is a quite common term of office and election cycle) and five years (in corporate planning). More far-s ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] [Amazon] |
Accountancy
Accounting, also known as accountancy, is the process of recording and processing information about economic entities, such as businesses and corporations. Accounting measures the results of an organization's economic activities and conveys this information to a variety of stakeholders, including investors, creditors, management, and regulators. Practitioners of accounting are known as accountants. The terms "accounting" and " financial reporting" are often used interchangeably. Accounting can be divided into several fields including financial accounting, management accounting, tax accounting and cost accounting. Financial accounting focuses on the reporting of an organization's financial information, including the preparation of financial statements, to the external users of the information, such as investors, regulators and suppliers. Management accounting focuses on the measurement, analysis and reporting of information for internal use by management to enhance bu ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] [Amazon] |
Treasury Security
United States Treasury securities, also called Treasuries or Treasurys, are government debt instruments issued by the United States Department of the Treasury to finance government spending as a supplement to taxation. Since 2012, the U.S. government debt has been managed by the Bureau of the Fiscal Service, succeeding the Bureau of the Public Debt. There are four types of marketable Treasury securities: Treasury bills, Treasury notes, Treasury bonds, and Treasury Inflation Protected Securities (TIPS). The government sells these securities in auctions conducted by the Federal Reserve Bank of New York, after which they can be traded in secondary markets. Non-marketable securities include savings bonds, issued to individuals; the State and Local Government Series (SLGS), purchaseable only with the proceeds of state and municipal bond sales; and the Government Account Series, purchased by units of the federal government. Treasury securities are backed by the full faith a ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] [Amazon] |
Timetable (other)
A timetable is a kind of schedule that sets out times at which specific events are intended to occur. It may also refer to: * School timetable, a table for coordinating students, teachers, rooms, and other resources * Time horizon, a fixed point of time in the future at which point certain processes will be evaluated or assumed to end * Timeline, a project artifact. It is typically a graphic design showing a long bar labeled with dates alongside itself and (usually) events labeled on points where they would have happened. It is used to show events along a period of time * "Time Table", a track on the 1972 album ''Foxtrot'', by English progressive rock band Genesis * ''Time Table'' (film), a 1956 American black-and-white crime film noir Transport * Airline timetable, booklets that many airlines worldwide use to inform passengers of several different things, such as schedules, fleet, security, in-flight entertainment, food menu, restriction and phone contact information * Public ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] [Amazon] |
Race To The Bottom
Race to the bottom is a Socioeconomics, socio-economic concept describing a scenario in which individuals or companies compete in a manner that incrementally reduces the utility of a product or service in response to perverse incentives. This phenomenon is in contrast with traditional competition (economics), competition, which tends to improve goods and services. Deregulation The term has primarily been used to describe either government deregulation of the business environment or reduction in corporate tax rates, in order to attract or retain economic activity in their jurisdictions. While this phenomenon can happen between countries as a result of globalization and free trade, it also can occur within individual countries between their sub-jurisdictions (states, localities, cities). It may occur when Competition (economics), competition increases between geographic areas over a particular sector of trade and production. The effect and intent of these actions is to lower labor ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] [Amazon] |
Gap Financing
Gap financing is a term mostly associated with mortgage loans or property loan In finance, a loan is the tender of money by one party to another with an agreement to pay it back. The recipient, or borrower, incurs a debt and is usually required to pay interest for the use of the money. The document evidencing the deb ...s. It is an interim loan given by a bank to a person until they can get money from somewhere else, often so that they are able to buy another house before they sell their own. Overview More specifically, gap financing is subordinated temporary financing paid off when the first mortgagee disburses the full amount due under the first mortgage loan. This is normal in a situation involving a permanent “floor-ceiling loan,” where the borrower does not meet a rent-roll requirement, and the first mortgagee funds only a floor amount, agreeing to fund the balance in the event the rent-roll requirement is met within a stated period. In this case, the gap lende ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] [Amazon] |
International Simultaneous Policy Organization
The International Simultaneous Policy Organisation (ISPO) is a voluntary organization that promotes the Simultaneous Policy (Simpol) campaign. It was founded by British businessman, John Bunzl, in 2000.About Simpol-UKuk.simpol.org - About Simpol-UK/ref> Description The ISPO describes itself as "a growing association of citizens world-wide who aim to use their votes in a new, co-ordinated and effective way to drive all nations to co-operate in solving our planetary crisis". It believes that transnational citizen action is vital because " global markets and multinational corporations so comprehensively overpower individual nations that no politician dares make the first move to solve global problems for fear of competitive disadvantage". ISPO aims to overcomes this paralysis by bringing all nations to adopt in principle - and then to simultaneously implement - the Simultaneous Policy (Simpol), a range of democratically formulated regulations to bring about economic justice, en ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] [Amazon] |
Forestry Commission
The Forestry Commission is a non-ministerial government department responsible for the management of publicly owned forests and the regulation of both public and private forestry in England. The Forestry Commission was previously also responsible for forestry in Wales and Scotland. However, on 1 April 2013, Forestry Commission Wales merged with other agencies to become Natural Resources Wales, whilst two new bodies (Forestry and Land Scotland and Scottish Forestry) were established in Scotland on 1 April 2019. The Forestry Commission was established in 1919 to expand Britain's forests and woodland, which had been severely depleted during the First World War. The Commission bought large amounts of agricultural land on behalf of the state, eventually becoming the largest manager of land in Britain. Today, the Forestry Commission is divided into three divisions: Forestry England, Forestry Commission and Forest Research. Over time the purpose of the Commission broadened to include ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] [Amazon] |
Mortgage Loan
A mortgage loan or simply mortgage (), in civil law (legal system), civil law jurisdictions known also as a hypothec loan, is a loan used either by purchasers of real property to raise funds to buy real estate, or by existing property owners to raise funds for any purpose while putting a lien on the property being mortgaged. The loan is "collateral (finance), secured" on the borrower's property through a process known as mortgage origination. This means that a Mortgage law, legal mechanism is put into place which allows the lender to take possession and sell the secured property ("foreclosure" or "repossession") to pay off the loan in the event the borrower defaults on the loan or otherwise fails to abide by its terms. The word ''mortgage'' is derived from a Law French term used in Legal professions in England and Wales, Britain in the Middle Ages meaning "death pledge" and refers to the pledge ending (dying) when either the obligation is fulfilled or the property is taken throu ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] [Amazon] |
Finance
Finance refers to monetary resources and to the study and Academic discipline, discipline of money, currency, assets and Liability (financial accounting), liabilities. As a subject of study, is a field of Business administration, Business Administration wich study the planning, organizing, leading, and controlling of an organization's resources to achieve its goals. Based on the scope of financial activities in financial systems, the discipline can be divided into Personal finance, personal, Corporate finance, corporate, and public finance. In these financial systems, assets are bought, sold, or traded as financial instruments, such as Currency, currencies, loans, Bond (finance), bonds, Share (finance), shares, stocks, Option (finance), options, Futures contract, futures, etc. Assets can also be banked, Investment, invested, and Insurance, insured to maximize value and minimize loss. In practice, Financial risk, risks are always present in any financial action and entities. Due ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] [Amazon] |
Term Of Office
A term of office, electoral term, or parliamentary term is the length of time a person serves in a particular elected office. In many jurisdictions there is a defined limit on how long terms of office may be before the officeholder must be subject to re-election. Some jurisdictions exercise term limits, setting a maximum number of terms an individual may hold in a particular office. Terms of office by country Numbers in years unless stated otherwise. Some countries where fixed-term elections are uncommon, the legislature is almost always dissolved earlier than its expiry date. " Until removed from office" refers to offices that do not have fixed terms; in these cases, the officeholder(s) may serve indefinitely until death, abdication, resignation, retirement, or forcible removal from office (such as impeachment). In most cases where the head of government is a different person from the head of state, its term of office is identical to the chamber that elected it (the legislat ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] [Amazon] |
Representative Democracy
Representative democracy, also known as indirect democracy or electoral democracy, is a type of democracy where elected delegates represent a group of people, in contrast to direct democracy. Nearly all modern Western-style democracies function as some type of representative democracy: for example, the United Kingdom (a unitary parliamentary constitutional monarchy), Germany (a federal parliamentary republic), France (a unitary semi-presidential republic), and the United States (a federal presidential republic). Unlike liberal democracy, a representative democracy may have ''de facto'' multiparty and free and fair elections, but may not have a fully developed rule of law and additional individual and minority rights beyond the electoral sphere. Representative democracy places power in the hands of representatives who are elected by the people. Political parties often become central to this form of democracy if electoral systems require or encourage voters to vote for p ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] [Amazon] |
