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Student Loan Debt
Student debt is a form of debt that is owed by an attending, formerly withdrawn, or graduated student to a lending institution, or to a financial institution. The amount that is loaned, often referred to as a ''student loan'' or the debts may be owed to the school (or the bank) if the student has dropped classes and withdrawn from the school, or if the student has graduated but is underemployed. Withdrawing from a school, especially if a low (or no-income student) has withdrawn with a failing grade, could deprive the student of the ability of further attendance by disqualifying the student of necessary financial aid. Student loans also differ in many countries in the strict laws regulating renegotiating and bankruptcy. Due payments may be a retroactive penalty for services rendered by the school to the individual, including room and board. As with most other types of debt, student debt may be considered defaulted after a given period of non-response to requests by the school or ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Debt
Debt is an obligation that requires one party, the debtor, to pay money or other agreed-upon value to another party, the creditor. Debt is a deferred payment, or series of payments, which differentiates it from an immediate purchase. The debt may be owed by sovereign state or country, local government, company, or an individual. Commercial debt is generally subject to contractual terms regarding the amount and timing of repayments of principal and interest. Loans, bonds, notes, and mortgages are all types of debt. In financial accounting, debt is a type of financial transaction, as distinct from equity. The term can also be used metaphorically to cover moral obligations and other interactions not based on a monetary value. For example, in Western cultures, a person who has been helped by a second person is sometimes said to owe a "debt of gratitude" to the second person. Etymology The English term "debt" was first used in the late 13th century. The term "debt" com ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Andrew Adonis
Andrew Adonis, Baron Adonis, (born Andreas Adonis; 22 February 1963) is a British Labour Party (UK), Labour Party politician and journalist who served in HM Government for five years in the Third Blair ministry, Blair ministry and the Brown ministry. He served as Secretary of State for Transport from 2009 to 2010, and as National Infrastructure Commission, Chairman of the National Infrastructure Commission from 2015 to 2017. He is also Chairman of the European Movement UK, European Movement, having previously served as Vice-Chairman from 2019 to 2021. He is currently a columnist for ''The New European''. Adonis began his career as an academic at Oxford University, before becoming a journalist at the ''Financial Times'' and later ''The Observer''. Adonis was appointed by Prime Minister Tony Blair to be an advisor at the Number 10 Policy Unit, specialising in constitutional and educational policy, in 1998. He was later promoted to become the Head of the Policy Unit from 2001 unti ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Ayanna Pressley
Ayanna Soyini Pressley (born February 3, 1974) is an American politician who has served as the U.S. representative for Massachusetts's 7th congressional district since 2019. This district includes the northern three quarters of Boston, most of Cambridge, parts of Milton, as well as all of Chelsea, Everett, Randolph, and Somerville. Before serving in the United States House of Representatives, Pressley served as an at-large member of the Boston City Council from 2010 through 2019. She was elected to the United States House of Representatives in 2018 after she defeated the ten-term incumbent Mike Capuano in the Democratic primary election for Massachusetts' 7th congressional district and ran unopposed in the general election. Pressley was the first black woman elected to the Boston City Council and the first black woman elected to Congress from Massachusetts. Pressley is a member of " The Squad", a group of left-wing progressive congress members. Early life and education ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Goldman Sachs
Goldman Sachs () is an American multinational investment bank and financial services company. Founded in 1869, Goldman Sachs is headquartered at 200 West Street in Lower Manhattan, with regional headquarters in London, Warsaw, Bangalore, Hong Kong, Tokyo, Dallas and Salt Lake City, and additional offices in other international financial centers. Goldman Sachs is the second largest investment bank in the world by revenue and is ranked 57th on the Fortune 500 list of the largest United States corporations by total revenue. It is considered a systemically important financial institution by the Financial Stability Board. The company has been criticized for a lack of ethical standards, working with dictatorial regimes, close relationships with the U.S. federal government via a "revolving door" of former employees, and driving up prices of commodities through futures speculation. While the company has appeared on the 100 Best Companies to Work For list compiled by ''Fortune'' ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
NAACP
The National Association for the Advancement of Colored People (NAACP) is a civil rights organization in the United States, formed in 1909 as an interracial endeavor to advance justice for African Americans by a group including W. E. B. Du Bois, Mary White Ovington, Moorfield Storey and Ida B. Wells. Leaders of the organization included Thurgood Marshall and Roy Wilkins. Its mission in the 21st century is "to ensure the political, educational, social, and economic equality of rights of all persons and to eliminate race-based discrimination". National NAACP initiatives include political lobbying, publicity efforts and litigation strategies developed by its legal team. The group enlarged its mission in the late 20th century by considering issues such as police misconduct, the status of black foreign refugees and questions of economic development. Its name, retained in accordance with tradition, uses the once common term '' colored people,'' referring to thos ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Elizabeth Warren
Elizabeth Ann Warren ( née Herring; born June 22, 1949) is an American politician and former law professor who is the senior United States senator from Massachusetts, serving since 2013. A member of the Democratic Party and regarded as a progressive, Warren has focused on consumer protection, equitable economic opportunity, and the social safety net while in the Senate. Warren was a candidate in the 2020 Democratic Party presidential primaries, ultimately finishing third. Born and raised in Oklahoma, Warren is a graduate of the University of Houston and Rutgers Law School and has taught law at several universities, including the University of Houston, the University of Texas at Austin, the University of Pennsylvania, and Harvard University. She was one of the most influential professors in commercial and bankruptcy law before beginning her political career. Warren has written 12 books and more than 100 articles. Warren's first foray into public policy began in 1995, ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Chuck Schumer
Charles Ellis Schumer ( ; born November 23, 1950) is an American politician serving as Senate Majority Leader since January 20, 2021. A member of the Democratic Party, Schumer is in his fourth Senate term, having held his seat since 1999, and is the senior United States senator from New York. He is the dean of New York's congressional delegation. A native of Brooklyn and a graduate of Harvard College and Harvard Law School, Schumer was a three-term member of the New York State Assembly from 1975 to 1980. He served nine terms in the United States House of Representatives from 1981 to 1999, first representing New York's 16th congressional district before being redistricted to the 10th congressional district in 1983 and 9th congressional district ten years later. In 1998, Schumer was elected to the Senate, defeating three-term Republican incumbent Al D'Amato. He was reelected in 2004 with 71% of the vote, in 2010 with 66% of the vote, in 2016 with 70% of the vote, ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Jacobin (magazine)
''Jacobin'' is an American political magazine based in New York. It offers socialist perspectives on politics, economics and culture. As of 2021, the magazine reported a paid print circulation of 75,000 and over 3 million monthly visitors. History and overview The publication began as an online magazine released in September 2010, expanding into a print journal later that year. ''Jacobin'' founder Bhaskar Sunkara describes ''Jacobin'' as a radical publication being "largely the product of a younger generation not quite as tied to the Cold War paradigms that sustained the old leftist intellectual milieux like '' Dissent'' or '' New Politics'', but still eager to confront, rather than table, the questions that arose from the experience of the left in the 20th century". In 2014, Sunkara said that the aim of the magazine was to create a publication which combined resolutely socialist politics with the accessibility of titles such as ''The Nation'' and ''The New Republic''. Note ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Means Test
A means test is a determination of whether an individual or family is eligible for government assistance or welfare, based upon whether the individual or family possesses the means to do without that help. Canada In Canada, means tests are used for student finance (for post-secondary education), legal aid, and "welfare" (direct transfer payments to individuals to combat poverty). They are not generally used for primary and secondary education which are tax-funded. Means tests for public health insurance were once common but are now illegal, as the Canada Health Act of 1984 requires that all the provinces provide universal healthcare coverage to be eligible for subsidies from the federal government. Means tests are also not used for pensions and seniors' benefits, but there is a clawback of Old Age Security payments for people making over $69,562 (in 2012). The Last Post Fund uses a means test on a deceased veteran's estate and surviving widow to determine whether they are ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Forbes
''Forbes'' () is an American business magazine owned by Integrated Whale Media Investments and the Forbes family. Published eight times a year, it features articles on finance, industry, investing, and marketing topics. ''Forbes'' also reports on related subjects such as technology, communications, science, politics, and law. It is based in Jersey City, New Jersey. Competitors in the national business magazine category include '' Fortune'' and '' Bloomberg Businessweek''. ''Forbes'' has an international edition in Asia as well as editions produced under license in 27 countries and regions worldwide. The magazine is well known for its lists and rankings, including of the richest Americans (the Forbes 400), of the America's Wealthiest Celebrities, of the world's top companies (the Forbes Global 2000), Forbes list of the World's Most Powerful People, and The World's Billionaires. The motto of ''Forbes'' magazine is "Change the World". Its chair and editor-in-chief is Stev ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Credit Card Debt
Credit card debt results when a client of a credit card company purchases an item or service through the card system. Debt grows through the accrual of interest and penalties when the consumer fails to repay the company for the money they have spent. The results of not paying this debt on time are that the company will charge a late payment penalty and report the late payment to credit rating agencies. Being late on a payment is sometimes referred to as being in " default". The late payment penalty itself increases the amount of the consumer's total debt. Additionally, a customer may see their interest rate drastically increased as a result of missing multiple payments. The penalty APR rate varies from card to card and is usually disclosed in literature at the time of a credit card application and also as paper inserts in the envelope that contains a credit card directly shipped to a customer's residence. Research shows that people with credit card debt are more likely to for ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
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