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Knowledge-based Authentication
Knowledge-based authentication, commonly referred to as KBA, is a method of authentication which seeks to prove the identity of someone accessing a service such as a financial institution or website. As the name suggests, KBA requires the knowledge of private information from the individual to prove that the person providing the identity information is the owner of the identity. There are two types of KBA: ''static KBA'', which is based on a pre-agreed set of shared secrets, and ''dynamic KBA'', which is based on questions generated from a wider base of personal information.K. Skračić, P. Pale and B. Jeren,Knowledge based authentication requirements" ''2013 36th International Convention on Information and Communication Technology, Electronics and Microelectronics (MIPRO)'', Opatija, Croatia, 2013, pp. 1116-1120. Static KBA (shared secrets) Static KBA, also referred to as "shared secrets" or "shared secret questions," is commonly used by banks, financial services companies and e- ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] [Amazon] |
Authentication
Authentication (from ''authentikos'', "real, genuine", from αὐθέντης ''authentes'', "author") is the act of proving an Logical assertion, assertion, such as the Digital identity, identity of a computer system user. In contrast with identification, the act of indicating a person or thing's identity, authentication is the process of verifying that identity. Authentication is relevant to multiple fields. In art, antiques, and anthropology, a common problem is verifying that a given artifact was produced by a certain person, or in a certain place (i.e. to assert that it is not counterfeit), or in a given period of history (e.g. by determining the age via carbon dating). In computer science, verifying a user's identity is often required to allow access to confidential data or systems. It might involve validating personal identity documents. In art, antiques and anthropology Authentication can be considered to be of three types: The ''first'' type of authentication is accep ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] [Amazon] |
Personal Data
Personal data, also known as personal information or personally identifiable information (PII), is any information related to an identifiable person. The abbreviation PII is widely used in the United States, but the phrase it abbreviates has four common variants based on ''personal'' or ''personally'', and ''identifiable'' or ''identifying''. Not all are equivalent, and for legal purposes the effective definitions vary depending on the jurisdiction and the purposes for which the term is being used. Under European Union and United Kingdom data protection regimes, which centre primarily on the General Data Protection Regulation (GDPR), the term "personal data" is significantly broader, and determines the scope of the regulatory regime. National Institute of Standards and Technology Special Publication 800-122 defines personally identifiable information as "any information about an individual maintained by an agency, including (1) any information that can be used to distinguish or t ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] [Amazon] |
Financial Services
Financial services are service (economics), economic services tied to finance provided by financial institutions. Financial services encompass a broad range of tertiary sector of the economy, service sector activities, especially as concerns financial management and consumer finance. The finance industry in its most common sense concerns commercial banks that provide market liquidity, derivative (finance), risk instruments, and broker, brokerage for large public company, public companies and multinational corporations at a macroeconomics, macroeconomic scale that impacts domestic politics and foreign relations. The extragovernmental power and scale of the finance industry remains an ongoing controversy in many industrialized Western economies, as seen in the American Occupy Wall Street civil protest movement of 2011. Styles of financial institution include credit union, bank, savings and loan association, trust company, building society, brokerage firm, payment processor, many ty ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] [Amazon] |
Sarah Palin Email Hack
The Sarah Palin email hack occurred on September 16, 2008, during the 2008 United States presidential election campaign when vice presidential candidate Sarah Palin's personal Yahoo! email account was subjected to unauthorized access. The hacker, David Kernell, obtained access to Palin's account by looking up biographical details, such as her high school and birthdate, and using Yahoo!'s account recovery for forgotten passwords. Kernell then posted several pages of Palin's email on 4chan's /b/ board. Kernell, who at the time of the offense was a 20-year-old college student, was the son of longtime Democratic state representative Mike Kernell of Memphis. Kernell was charged in October 2008 in federal court. After he was led into the court in leg irons and handcuffs, the judge released him on his own recognizance, pending trial. The incident was ultimately prosecuted in a U.S. federal court as four felony crimes punishable by up to 50 years in federal prison. The charges ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] [Amazon] |
Sarah Palin
Sarah Louise Palin (; Heath; born February 11, 1964) is an American politician, commentator, and author who served as the ninth governor of Alaska from 2006 until her resignation in 2009. She was the 2008 Republican vice presidential nominee under U.S. senator John McCain. Palin was elected to the Wasilla city council in 1992 and became mayor of Wasilla in 1996. In 2003, after an unsuccessful run for lieutenant governor, she was appointed chair of the Alaska Oil and Gas Conservation Commission, responsible for overseeing the state's oil and gas fields for safety and efficiency. In 2006, at age 42, she became the youngest person and the first woman to be elected governor of Alaska. Immense legal fees incurred by both Palin and the state of Alaska from her fights against ethics investigations led to her resignation in 2009. Palin was nominated as John McCain's vice presidential running mate at the 2008 Republican National Convention. She was the first Republican female v ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] [Amazon] |
Yahoo!
Yahoo (, styled yahoo''!'' in its logo) is an American web portal that provides the search engine Yahoo Search and related services including My Yahoo, Yahoo Mail, Yahoo News, Yahoo Finance, Yahoo Sports, y!entertainment, yahoo!life, and its advertising platform, Yahoo Native. It is operated by the namesake company Yahoo! Inc. (2017–present), Yahoo! Inc., which is 90% owned by Apollo Global Management and 10% by Verizon. Yahoo was established by Jerry Yang and David Filo in January 1994 and was one of the pioneers of the early Internet era in the 1990s. However, its use declined in the 2010s as some of its services were discontinued, and it lost market share to Facebook and Google. Etymology The word "yahoo" is a backronym for "Yet another, Yet Another Hierarchically Organized Oracle" or "Yet Another Hierarchical Officious Oracle". The term "hierarchical" described how the Yahoo database was arranged in layers of subcategories. The term "oracle" was intended to mean "sourc ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] [Amazon] |
Credit Reports
A credit history is a record of a borrower's responsible repayment of debts. A credit report is a record of the borrower's credit history from a number of sources, including banks, credit card companies, collection agencies, and governments. A borrower's credit score is the result of a mathematical algorithm applied to a credit report and other sources of information to predict future delinquency. In many countries, when a customer submits an application for credit from a bank, credit card company, or a store, their information is forwarded to a credit bureau. The credit bureau matches the name, address and other identifying information on the credit applicant with information retained by the bureau in its files. The gathered records are then used by lenders to determine an individual's credit worthiness; that is, determining an individual's ability and track record of repaying a debt. The willingness to repay a debt is indicated by how timely past payments have been made to othe ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] [Amazon] |
Identity Verification Service
An identity verification service is used by businesses to ensure that users or customers provide information that is associated with the identity of a real person. The service may verify the authenticity of physical identity documents such as a driver's license, passport, or a nationally issued identity document through documentary verification. Additionally, also involve the verification of identity information (fields) against independent and authoritative sources, such as a credit bureau or proprietary government data. Background Identity verification services were developed to help companies comply with Anti-Money Laundering (AML) and Know Your Customer (KYC) rules, identity verification is now a vital component to the transaction ecosystems of eCommerce companies, financial institutions, online gaming, and even social media. Through adopting digital fraud prevention methods, businesses can achieve AML and KYC compliance while addressing the risks associated with fraud. In fi ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] [Amazon] |
Cognitive Password
A cognitive password is a form of knowledge-based authentication that requires a user to answer a question, presumably something they intrinsically know, to verify their identity. Cognitive password systems have been researched for many years and are currently commonly used as a form of secondary access. They were developed to overcome the common memorability vs. strength problem that exists with the traditional password. Cognitive passwords, when compared to other password systems, can be measured through the usage of a memorability vs. guessability ratio. History Research on passwords as an authentication method has struggled between memorability and strong security. Passwords that are easily remembered are easily cracked by attackers. On the other hand, strong passwords are difficult to crack but also difficult to remember.Zviran and Haga, 1990a When passwords are difficult to remember, users may write them down, and the secrecy of the password is compromised. Early resear ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] [Amazon] |
Identity Verification Service
An identity verification service is used by businesses to ensure that users or customers provide information that is associated with the identity of a real person. The service may verify the authenticity of physical identity documents such as a driver's license, passport, or a nationally issued identity document through documentary verification. Additionally, also involve the verification of identity information (fields) against independent and authoritative sources, such as a credit bureau or proprietary government data. Background Identity verification services were developed to help companies comply with Anti-Money Laundering (AML) and Know Your Customer (KYC) rules, identity verification is now a vital component to the transaction ecosystems of eCommerce companies, financial institutions, online gaming, and even social media. Through adopting digital fraud prevention methods, businesses can achieve AML and KYC compliance while addressing the risks associated with fraud. In fi ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] [Amazon] |
Multi-factor Authentication
Multi-factor authentication (MFA; two-factor authentication, or 2FA) is an electronic authentication method in which a user is granted access to a website or application only after successfully presenting two or more distinct types of evidence (or factors) to an authentication mechanism. MFA protects personal data—which may include personal identification or financial assets—from being accessed by an unauthorized third party that may have been able to discover, for example, a single password. Usage of MFA has increased in recent years. Security issues which can cause the bypass of MFA are fatigue attacks, phishing and SIM swapping. Accounts with MFA enabled are significantly less likely to be compromised. Authentication factors Authentication takes place when someone tries to log into a computer resource (such as a computer network, device, or application). The resource requires the user to supply the identity by which the user is known to the resource, along wit ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] [Amazon] |
Out Of Wallet
Out or OUT may refer to: Arts, entertainment, and media Films * ''Out'' (1957 film), a documentary short about the Hungarian Revolution of 1956 * ''Out'' (1982 film), an American film directed by Eli Hollander * ''Out'' (2002 film), a Japanese film based on the novel by Natsuo Kirino and directed by Hideyuki Hirayama * ''Out'' (2013 film), a Canadian short comedy film directed by Jeremy LaLonde * ''Out'' (2017 film), a Slovak film directed by György Kristóf * ''Out'' (2020 film), an American animated film produced by Pixar Music *Out (jazz) or outside, an approach to jazz improvisation *OUT, a band produced by Adam Walton *''OUT'', a 1994 album by Nav Katze *''Out (In Essence)'', a 1991 album by Fluke *"Out", a song by Swans from ''The Great Annihilator'' Television * ''Out'' (TV series), a 1978 British television crime drama starring Tom Bell * "Out" (''Dark Angel''), a television episode Other uses in arts, entertainment, and media * ''Out'' (magazine), an LGBT fashion, en ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] [Amazon] |
