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Homeowner Association
A homeowner association (or homeowners' association, abbreviated HOA, sometimes referred to as a property owners' association or POA), or a homeowner community, is a private association-like entity often formed either ''ipso jure'' in a building with multiple owner-occupancies, or by a real estate developer for the purpose of marketing, managing, and selling homes and lots in a residential subdivision. In the United States, the developer will typically transfer control of the association to the homeowners after selling a predetermined number of lots. Generally any person who wants to buy a residence within the area of a homeowners association must become a member, and therefore must obey the governing documents including Articles of Incorporation, CC&Rs (Covenants, Conditions and Restrictions) and By-Laws, which may limit the owner's choices in exterior design modifications (e.g., paint colors). Homeowner associations are especially active in urban planning, zoning and land use, ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Home Insurance
Home insurance, also commonly called homeowner's insurance (often abbreviated in the US real estate industry as HOI), is a type of property insurance that covers a private residence. It is an insurance policy that combines various personal insurance protections, which can include losses occurring to one's home, its contents, loss of use (additional living expenses), or loss of other personal possessions of the homeowner, as well as liability insurance for accidents that may happen at the home or at the hands of the homeowner within the policy territory. Additionally, homeowner's insurance provides financial protection against disasters. A standard home insurance policy insures the home itself along with the things kept inside. Overview Homeowner's policy is a multiple-line insurance policy, meaning that it includes both property insurance and liability coverage, with an indivisible premium, meaning that a single premium is paid for all risks. This means that it covers both ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Journal Of The Illinois State Historical Society
A journal, from the Old French ''journal'' (meaning "daily"), may refer to: *Bullet journal, a method of personal organization * Diary, a record of what happened over the course of a day or other period *Daybook, also known as a general journal, a daily record of financial transactions * Logbook, a record of events important to the operation of a vehicle, facility, or otherwise * Record (other) * Transaction log, a chronological record of data processing * Travel journal In publishing, ''journal'' can refer to various periodicals or serials: *Academic journal, an academic or scholarly periodical **Scientific journal, an academic journal focusing on science ** Medical journal, an academic journal focusing on medicine ** Law review, a professional journal focusing on legal interpretation * Magazine, non-academic or scholarly periodicals in general ** Trade magazine, a magazine of interest to those of a particular profession or trade ** Literary magazine, a magazine devote ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Urban Renewal Administration
Urban means "related to a city". In that sense, the term may refer to: * Urban area, geographical area distinct from rural areas * Urban culture, the culture of towns and cities Urban may also refer to: General * Urban (name), a list of people with the given name or surname * ''Urban'' (newspaper), a Danish free daily newspaper * Urban contemporary music, a radio music format * Urban Outfitters, an American multinational lifestyle retail corporation * Urban Records, a German record label owned by Universal Music Group Place names in the United States * Urban, South Dakota, a ghost town * Urban, Washington, an unincorporated community See also * Pope Urban (other), the name of several popes of the Catholic Church * Urban cluster (other) Urban cluster may refer to: * Urban cluster (UC) in the US census. See List of United States urban areas * Urban cluster (France), a statistical area defined by France's national statistics office * City cluster In C ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
United States Department Of Veterans Affairs
The United States Department of Veterans Affairs (VA) is a Cabinet-level executive branch department of the federal government charged with providing life-long healthcare services to eligible military veterans at the 170 VA medical centers and outpatient clinics located throughout the country. Non-healthcare benefits include disability compensation, vocational rehabilitation, education assistance, home loans, and life insurance. The VA also provides burial and memorial benefits to eligible veterans and family members at 135 national cemeteries. While veterans' benefits have been provided by the federal government since the American Revolutionary War, a veteran-specific federal agency was not established until 1930, as the Veterans Administration. In 1982, its mission was extended to a fourth mission to provide care to non-veterans and civilians in case of national emergencies. In 1989, the Veterans Administration became a cabinet-level Department of Veterans Affairs. The ag ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Office Of Civil Defense
The Office of Civil Defense (OCD) was an agency of the United States Department of Defense from 1961–64. It replaced the Office of Civil and Defense Mobilization. The organization was renamed the Defense Civil Preparedness Agency on May 5, 1972, and was abolished on July 20, 1979, pursuant to Executive Order 12148. Its duties were given to the Federal Emergency Management Agency (FEMA). Regions The Office of Civil Defense was organized into several regions, in order to better manage the distribution of funds, coordination of local training and resources and support state and local agencies planning and perpetration. In May 1962 there were eight regions that. Directors of the Office of Civil Defense *Steuart Pittman, September 15, 1961 – April 7, 1964 * William Durkee, April 7, 1964 – January 1, 1967 *Joseph Romm, January 1, 1967 – January 20, 1969 * John Davis, May 20, 1969 – January 20, 1977 * Bardyl Tirana, April 13, 1977 – July 20, 1979 Office of Civilian De ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
United States Public Health Service
The United States Public Health Service (USPHS or PHS) is a collection of agencies of the Department of Health and Human Services concerned with public health, containing nine out of the department's twelve operating divisions. The Assistant Secretary for Health oversees the PHS. The Public Health Service Commissioned Corps (PHSCC) is the federal uniformed service of the PHS, and is one of the eight uniformed services of the United States. PHS had its origins in the system of marine hospitals that originated in 1798. In 1871 these were consolidated into the Marine Hospital Service, and shortly afterwards the position of Surgeon General and the PHSCC were established. As the system's scope grew to include quarantine authority and research, it was renamed the Public Health Service in 1912. A series of reorganizations in 1966–1973 began a shift where PHS' divisions were promoted into departmental operating agencies. PHS was established as a thin layer of hierarchy above ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Federal Housing Administration
The Federal Housing Administration (FHA), also known as the Office of Housing within the Department of Housing and Urban Development (HUD), is a United States government agency founded by President Franklin Delano Roosevelt, created in part by the National Housing Act of 1934. The FHA insures mortgages made by private lenders for single-family properties, multifamily rental properties, hospitals, and residential care facilities. FHA mortgage insurance protects lenders against losses. If a property owner defaults on their mortgage, FHA pays a claim to the lender for the unpaid principal balance. Because lenders take on less risk, they are able to offer more mortgages. The goal of the organization is to facilitate access to affordable mortgage credit for low- and moderate-income and first-time homebuyers, for the construction of affordable and market rate rental properties, and for hospitals and residential care facilities in communities across the United States and its territ ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
National Association Of Home Builders
The National Association of Home Builders (NAHB) is one of the largest trade associations in the United States, representing the interests of home builders, developers, contractors, and associated businesses. NAHB is headquartered in Washington, D.C. Overview Founded in 1942, NAHB is a federation of more than 700 state and local home builder associations (HBAs). About a third of the more than 140,000 NAHB members are home builders or remodelers. The rest of the membership works in closely related specialties such as sales and marketing, housing finance, and building materials manufacturing and supply. Each year, NAHB members build approximately 80% of new homes constructed in the United States. NAHB's various groups analyze policy issues, take the industry's story to the public through the media and other outlets, monitor and work toward improving the housing finance system, analyzing and forecasting economic and consumer trends, and educating, training, and disseminating info ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Greenwood Press
Greenwood Publishing Group, Inc. (GPG), also known as ABC-Clio/Greenwood (stylized ABC-CLIO/Greenwood), is an educational and academic publisher (middle school through university level) which is today part of ABC-Clio. Established in 1967 as Greenwood Press, Inc. and based in Westport, Connecticut, GPG publishes reference works under its Greenwood Press imprint, and scholarly, professional, and general interest books under its related imprint, Praeger Publishers (). Also part of GPG is Libraries Unlimited, which publishes professional works for librarians and teachers. History 1967–1999 The company was founded as Greenwood Press, Inc. in 1967 by Harold Mason, a librarian and antiquarian bookseller, and Harold Schwartz who had a background in trade publishing. Based in Greenwood, New York, the company initially focused on reprinting out-of-print works, particularly titles listed in the American Library Association's first edition of ''Books for College Libraries'' (1967), und ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Urban Land Institute
The Urban Land Institute, or ULI, is a nonprofit research and education organization with regional offices in Washington, D.C., Hong Kong, and London. ULI advocates progressive development, conducting research, and education in topics such as sustainability, smart growth, compact development, place making, and workforce housing. Its stated mission is to "shape the future of the built environment for transformative impact in communities worldwide". ULI was founded in 1936 as the research arm of the National Association of Realtors and currently has more than 45,000 members, with more than 10% of the members working in government, academia, or public-private partnerships. Most of the rest are involved in the real estate and urban development industries. ULI publishes research and runs initiatives and programs, including the Advisory Services Program that provides government, businesses, and nonprofits with strategic advice on real estate development and urban policy issues. The ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Fair Housing Act
The Civil Rights Act of 1968 () is a landmark law in the United States signed into law by United States President Lyndon B. Johnson during the King assassination riots. Titles II through VII comprise the Indian Civil Rights Act, which applies to the Native American tribes of the United States and makes many but not all of the guarantees of the U.S. Bill of Rights applicable within the tribes. (that Act appears today in Title 25, sections 1301 to 1303 of the United States Code). Titles VIII and IX are commonly known as the Fair Housing Act, which was meant as a follow-up to the Civil Rights Act of 1964 (this is different legislation than the Housing and Urban Development Act of 1968, which expanded housing funding programs). While the Civil Rights Act of 1866 prohibited discrimination in housing, there were no federal enforcement provisions. The 1968 act expanded on previous acts and prohibited discrimination concerning the sale, rental, and financing of housing based on ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Shelley V
Shelley most often refers to: * Percy Bysshe Shelley (1792–1822), a major English Romantic poet and husband of Mary Shelley * Mary Shelley (1797–1851), an English novelist and the wife of Percy Shelley * Shelley (name), a given name and a surname Shelley may also refer to: Film and television * ''Shelley'' (film), a 2016 Danish film * ''Shelley'' (TV series), a British sitcom that first aired in 1979 * Shelley (''American Horror Story''), a character on ''American Horror Story'' Music * Shelley (musician) (Shelley Marshaun Massenburg-Smith, born 1988), a German-born American musician * Shelley (band) or Orlando, a British 1990s band Places * Shelley, Victoria, a former town in the Shire of Towong, Australia ** Shelley railway station, Victoria, a closed station * Shelley, Western Australia, a suburb of Perth * Shelley, British Columbia, Canada * Shelley, Essex, England * Shelley, Suffolk, England * Shelley, West Yorkshire, England ** Shelley railway station * ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
