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Chip And PIN
EMV is a payment method based on a technical standard for smart payment cards and for payment terminals and automated teller machines which can accept them. EMV stands for " Europay, Mastercard, and Visa", the three companies that created the standard. EMV cards are smart cards, also called chip cards, integrated circuit cards, or IC cards, which store their data on integrated circuit chips, in addition to magnetic stripes for backward compatibility. These include cards that must be physically inserted or "dipped" into a reader, as well as contactless cards that can be read over a short distance using near-field communication technology. Payment cards which comply with the EMV standard are often called chip and PIN or chip and signature cards, depending on the authentication methods employed by the card issuer, such as a personal identification number (PIN) or electronic signature. Standards exist, based on ISO/IEC 7816, for contact cards, and based on ISO/IEC 14443 for con ...
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JGC VISA01s
JGC Holdings Corporation, formerly , and before that , is a global engineering company headquartered in Yokohama, Japan. The company was founded on 25 October 1928. In 1976, it changed its original name from Japan Gasoline Co. to JGC Corp. In 2019, it changed its name to JGC Holdings Corporation to reflect its changed corporate structure. JGC participates in the design and construction of large energy projects, such as Al Zour Refinery, Nigeria LNG, Pearl GTL, Ichthys LNG, Gorgon LNG, Tangguh LNG and Dolphin Gas Project and over the course of the company's history it implemented over projects in 50 countries. The company is listed on the first section of Tokyo Stock Exchange and is a constituent of the TOPIX 100 and Nikkei 225 stock market indices. Overview The company is a leading engineering company in Japan. Their main business is "building manufacturing facilities to make products." These manufacturing facilities include oil refineries, petrochemical and chemica ...
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ISO/IEC 14443
ISO/IEC 14443 ''Identification cards – Contactless integrated circuit cards – Proximity cards'' is an international standard that defines proximity cards used for identification, and the transmission protocols for communicating with it. The development of ISO/IEC 14443 began in the early 1990s, driven by the growing need for secure and efficient short-range wireless communication technologies for identification and payment systems. ISO/IEC 14443 is called contactless short-range standard with a higher RF speed compared to some other RFID standard such as ISO/IEC 15693. Standard The standard is developed by ISO/IEC JTC 1 (Joint Technical Committee 1) / SC 17 (Subcommittee 17) / WG 8 (Working Group 8). Parts * ISO/IEC 14443-1:2018 Part 1: Physical characteristic * ISO/IEC 14443-2:2020 Part 2: Radio frequency power and signal interface * ISO/IEC 14443-3:2018 Part 3: Initialization and anticollision * ISO/IEC 14443-4:2018 Part 4: Transmission protocol Types Cards may be ...
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Gemalto
Gemalto was an international digital security company providing software applications, secure personal devices such as smart cards and tokens, e-wallets and managed services. It was formed in June 2006 by the merger of two companies, Axalto and Gemplus International. Gemalto N.V.'s revenue in 2018 was €2.969 billion. The company was purchased by Thales Group in April 2019 and is now operating as Thales DIS (Digital Identity and Security). Gemalto was until its acquisition the world's largest manufacturer of Subscriber identity module, SIM cards. Thales DIS is headquartered in Amsterdam, The Netherlands, and has subsidiaries and group companies in several countries. It has approximately 15,000 employees in 110 offices along with 24 production sites, 47 personalization centers, and 35 R&D centers in 47 countries. History In June 2006, smart card providers Gemplus and Axalto merged to become Gemalto (a portmanteau of the original company names.) Axalto was a Schlumberger IPO s ...
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Payment Cards
Payment cards are part of a payment system issued by financial institutions, such as a bank, to a customer that enables its owner (the cardholder) to access the funds in the customer's designated bank accounts, or through a credit account and make payments by electronic transfer with a payment terminal and access automated teller machines (ATMs). Such cards are known by a variety of names, including bank cards, ATM cards, client cards, key cards or cash cards. There are a number of types of payment cards, the most common being credit cards, debit cards, charge cards, and Stored-value card, prepaid cards. Most commonly, a payment card is electronically linked to an account or accounts belonging to the cardholder. These accounts may be deposit accounts or loan or credit accounts, and the card is a means of authenticating the cardholder. However, stored-value cards store money on the card itself and are not necessarily linked to an account at a financial institution. The largest glob ...
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Addison-Wesley Professional
Addison–Wesley is an American publisher of textbooks and computer literature. It is an imprint of Pearson plc, a global publishing and education company. In addition to publishing books, Addison–Wesley also distributes its technical titles through the O'Reilly Online Learning e-reference service. Addison–Wesley's majority of sales derive from the United States (55%) and Europe (22%). The Addison–Wesley Professional Imprint produces content including books, eBooks, and video for the professional IT worker including developers, programmers, managers, system administrators. Classic titles include '' The Art of Computer Programming'', '' The C++ Programming Language'', '' The Mythical Man-Month'', and '' Design Patterns''. History Lew Addison Cummings and Melbourne Wesley Cummings founded Addison–Wesley in 1942, with the first book published by Addison–Wesley being Massachusetts Institute of Technology professor Francis Weston Sears' ''Mechanics''. Its first comput ...
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Jürgen Dethloff
Jürgen Dethloff (12 May 1924 in Stettin – 31 December 2002) was a German inventor and engineer. Achievements Together with German inventor Helmut Gröttrup he invented the smart card (chip card). A successor of the original chip is now used in tens of millions of credit cards. Patent Dethloff and Gröttrup filed an application for a patent on 13 Sep 1969. However, the patent was only granted on 1 April 1982. *"Einrichtung zur Durchführung von Bearbeitungsvorgängen mit wenigstens einem Identifikanden und einer Vorrichtung", Patentschrift DE-2760486C2 Awards * 1997: Rudolf-Diesel-Medaille References External links * Jürgen Dethloff', inventor gallery by Deutsches Patent- und Markenamt The German Patent and Trade Mark Office (; abbreviation: DPMA) is the German national patent office, with headquarters in Munich, and offices in Berlin and Jena. In 2006 it employed 2556 people, of which about 700 were patent examiners. Funct ... * Alles auf eine Karte' ...
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Helmut Gröttrup
Helmut Gröttrup (12 February 1916 – 4 July 1981) was a German engineer, rocket scientist and inventor of the smart card. During World War II, he worked in the German V-2 rocket program under Wernher von Braun. From 1946 to 1950 he headed a group of 170 German scientists who were forced to work for the Soviet rocketry program under Sergei Korolev. After returning to West Germany in December 1953, he developed data processing systems, contributed to early commercial applications of computer science and coined the German term "Informatik". In 1967 Gröttrup invented the smart card as a "forgery-proof key" for secure identification and access control (ID card) or storage of a secure key, also including inductive coupling for near-field communication (NFC). From 1970 he headed a start-up division of Giesecke+Devrient for the development of banknote processing systems and machine-readable security features. Education Helmut Gröttrup's father Johann Gröttrup (1881–1940) was ...
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Silicon
Silicon is a chemical element; it has symbol Si and atomic number 14. It is a hard, brittle crystalline solid with a blue-grey metallic lustre, and is a tetravalent metalloid (sometimes considered a non-metal) and semiconductor. It is a member of group 14 in the periodic table: carbon is above it; and germanium, tin, lead, and flerovium are below it. It is relatively unreactive. Silicon is a significant element that is essential for several physiological and metabolic processes in plants. Silicon is widely regarded as the predominant semiconductor material due to its versatile applications in various electrical devices such as transistors, solar cells, integrated circuits, and others. These may be due to its significant band gap, expansive optical transmission range, extensive absorption spectrum, surface roughening, and effective anti-reflection coating. Because of its high chemical affinity for oxygen, it was not until 1823 that Jöns Jakob Berzelius was first able to p ...
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Forgery
Forgery is a white-collar crime that generally consists of the false making or material alteration of a legal instrument with the specific mens rea, intent to wikt:defraud#English, defraud. Tampering with a certain legal instrument may be forbidden by law in some jurisdictions but such an offense is not related to forgery unless the tampered legal instrument was actually used in the course of the crime to defraud another person or entity. Copies, studio replicas, and reproductions are not considered forgeries, though they may later become forgeries through knowing and willful misrepresentations. Forging money or currency is more often called counterfeiting. But consumer goods may also be ''counterfeits'' if they are not manufactured or produced by the designated manufacturer or producer given on the label or flagged by the trademark symbol. When the object forged is a record or document it is often called a false document. This usage of "forgery" does not derive from Metalwo ...
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Point Of Sale
The point of sale (POS) or point of purchase (POP) is the time and place at which a retail transaction is completed. At the point of sale, the merchant calculates the amount owed by the customer, indicates that amount, may prepare an invoice for the customer (which may be a cash register printout), and indicates the options for the customer to make payment. It is also the point at which a customer makes a payment to the merchant in exchange for goods or after provision of a service. After receiving payment, the merchant may issue a receipt, as proof of transaction, which is usually printed but can also be dispensed with or sent electronically. To calculate the amount owed by a customer, the merchant may use various devices such as weighing scales, barcode scanners, and cash registers (or the more advanced "POS cash registers", which are sometimes also called "POS systems"). To make a payment, payment terminals, touch screens, and other hardware and software options are avail ...
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Debit Card
A debit card, also known as a check card or bank card, is a payment card that can be used in place of cash to make purchases. The card usually consists of the bank's name, a card number, the cardholder's name, and an expiration date, on either the front or the back. Many new cards now have a chip on them, which allows people to use their card by touch (contactless), or by inserting the card and keying in a PIN as with swiping the magnetic stripe. Debit cards are similar to a credit card, but the money for the purchase must be in the cardholder's bank account at the time of the purchase and is immediately transferred directly from that account to the merchant's account to pay for the purchase. Some debit cards carry a Stored-value card, stored value with which a payment is made (prepaid cards), but most relay a message to the cardholder's bank to withdraw funds from the cardholder's designated bank account. In some cases, the payment card number is assigned exclusively for use on ...
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