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Pay At The Pump
Pay at the pump is a system used at many filling stations, where customers can pay for their fuel by inserting a credit, debit card, or fuel card into a slot on the pump, bypassing the requirement to make the transaction with the station attendant or to walk away from one's vehicle. A few areas have gas stations that use electronic tolling transponders as a method of payment, such as Via Verde in Portugal. Pay at the pump was first invented in 1973 in Abilene, Texas, but did not take off until the 1980s. The system was introduced in 1982 in Europe, and Mobil claims to have been the first gas station to introduce pay at the pump in the United States in 1986. Only thirteen percent of convenience stores had the technology by 1994. Eighty percent of US convenience stores used it by 2002, and virtually all US stores do today. In 2004, Sheetz was the first to use touchscreen kiosks by the pump, where customers can also order in-store foodservice items that they pick up after fueling. ...
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Tire Pressure
Cold inflation pressure is the inflation pressure of tires before the car is driven and the tires(tyres) warmed up. Recommended cold inflation pressure is displayed on the owner's manual and on the placard (or sticker) attached to the vehicle door edge, pillar, glovebox door or fuel filler flap. 40% of passenger cars have at least one tire under-inflated by 6 psi or more. Drivers are encouraged to make sure their tires are adequately inflated, as under inflated tires can greatly reduce fuel economy, increase emissions, cause increased wear on the edges of the tread surface, and can lead to overheating and premature failure of the tire. Excessive pressure, on the other hand, will lead to impact-breaks, decreased braking performance, and cause increased wear on the center part of the tread surface. Tire pressure is commonly measured in psi in the imperial and US customary systems, bar, which is deprecated but accepted for use with SI or the kilopascal (kPa), which is an SI unit ...
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National Association Of Convenience Stores
The Association For Convenience & Fuel Retailing (NACS) was founded August 14, 1961, as the National Association of Convenience Stores. Today it is an international trade association representing more than 2,100 retail and 1,600 supplier company members. NACS member companies do business in nearly 50 countries worldwide, with the majority of members based in the United States. The association serves the convenience and filling station industries by providing industry knowledge, connections and advocacy to ensure the competitive viability of its members' businesses. NACS defines a convenience store as a retail business that provides the public with a convenient location to quickly purchase a wide variety of consumable products and services, general food and gasoline. While not a fixed requirement, convenience stores have the following general characteristics: # Building size of fewer than . # Off-street parking and/or convenient pedestrian access. # Extended hours of operation, ...
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Speedpass
Speedpass was a keychain radio-frequency identification (RFID) device introduced in 1997 by Mobil (which later merged with Exxon to become ExxonMobil in 1999) for electronic payment. It was originally developed by Verifone. By 2004, more than seven million people possessed Speedpass tags, which could be used at approximately 10,000 Exxon, Mobil and Esso gas stations worldwide. Speedpass was one of the first widely deployed consumer RFID payment systems of its kind, debuting nationwide in 1997 far ahead of VISA and MasterCard RFID trials. History The ExxonMobil Speedpass was based on the Texas Instruments TIRIS RFID platform. It was originally designed by Verifone in two configurations; one intended for installation inside the fuel dispensing "pump", and a convenience store model known as the Verifone RF250 (which was a redesign of the Ingenico iSC250 reader for smart cards). The ExxonMobil Speedpass used a cryptographically-enabled tag with a Digital Signature Transp ...
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Google Pay (payment Method)
Google Pay (formerly Android Pay) is a mobile payment service developed by Google to power in-app, online, and in-person contactless purchases on mobile devices, enabling users to make payments with Android phones, tablets, or watches. Users can authenticate via a PIN, passcode, or biometrics such as 3D face scanning or fingerprint recognition. , it is currently available in 46 countries. In 2022, a companion app named Google Wallet was released. Service Google Pay uses near-field communication (NFC) to transmit card information facilitating funds transfer to the retailer. It replaces the credit or debit card chip and PIN or magnetic stripe transaction at point-of-sale terminals by allowing the user to upload these in Google Wallet. It is similar to contactless payments already used in many countries, with the addition of two-factor authentication. The service lets Android devices wirelessly communicate with point of sale systems using a near field communication (NFC) an ...
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Apple Pay
Apple Pay is a mobile payment service by Apple Inc. that allows users to make payments in person, in iOS apps, and on the web. It is supported on these Apple devices: iPhone, Apple Watch, iPad, and Mac. It digitizes and can replace a credit or debit card chip and PIN transaction at a contactless-capable point-of-sale terminal. It does not require Apple Pay-specific contactless payment terminals; it can work with any merchant that accepts contactless payments. It adds two-factor authentication via Touch ID, Face ID, PIN, or passcode. Devices wirelessly communicate with point of sale systems using near field communication (NFC), with an embedded secure element (eSE) to securely store payment data and perform cryptographic functions, and Apple's Touch ID and Face ID for biometric authentication. Apple Pay can also be used to ride some public transport networks either through the use of credit/debit cards (open loop) (for example across TfL in London, SL in Stockholm, a ...
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Convenience Store
A convenience store, convenience shop, corner store or corner shop is a small retail business that stocks a range of everyday items such as coffee, groceries, snack foods, confectionery, soft drinks, ice creams, tobacco products, lottery tickets, over-the-counter drugs, toiletries, newspapers and magazines. In some jurisdictions, convenience stores are licensed to sell alcoholic drinks, although many jurisdictions limit such beverages to those with relatively low alcohol content, like beer and wine. The stores may also offer money order and wire transfer services, along with the use of a fax machine or photocopier for a small per-copy cost. Some also sell tickets or recharge smart cards, e.g. OPUS cards in Montreal. They differ from general stores and village shops in that they are not in a rural location and are used as a convenient supplement to larger stores. A convenience store may be part of a gas/petrol station, so customers can purchase goods while refuelling ...
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Non-sufficient Funds
Dishonoured cheques (also spelled check) are cheques that a bank on which is drawn declines to pay (“honour”). There are a number of reasons why a bank would refuse to honour a cheque, with non-sufficient funds (NSF) being the most common one, indicating that there are insufficient cleared funds in the account on which the cheque was drawn. An NSF check may be referred to as a bad check, dishonored check, bounced check, cold check, rubber check, returned item, or hot check. In England and Wales and Australia, such cheques are typically returned endorsed "Refer to drawer", an instruction to contact the person issuing the cheque for an explanation as to why it was not paid. If there are funds in an account, but insufficient cleared funds, the cheque is normally endorsed “Present again”, by which time the funds should have cleared. When more than one cheque is presented for payment on the same day, and the payment of both would result in the account becoming overdrawn (or b ...
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PAN Truncation
PAN truncation is an anti-fraud measure available on some credit-card-processing point of sale (POS) terminals as part of a merchant account service. "PAN" is an acronym for primary account number, i.e., the "card number" on either a debit or a credit card. ''PAN truncation'' simply replaces the card number printed on a customer receipt with a printout of only the last four digits, the remainder being replaced usually by asterisks. This hides the card number from anyone who obtains the receipt when discarded, or by other means, while still allowing a card holder with multiple cards to identify which was used, and thus accurately record the transaction. PAN truncation is a measure to combat credit card fraud (and debit card fraud), which is increasing worldwide, particularly in a global market where " card not present" (CNP) transactions are increasingly popular over the Internet, by mail, and by telephone. See also * Tokenization (data security) Tokenization, when appli ...
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Skimmer (device)
Credit card fraud is an inclusive term for fraud committed using a payment card, such as a credit card or debit card. The purpose may be to obtain goods or services or to make payment to another account, which is controlled by a criminal. The Payment Card Industry Data Security Standard (PCI DSS) is the data security standard created to help financial institutions process card payments securely and reduce card fraud. Credit card fraud can be authorised, where the genuine customer themselves processes payment to another account which is controlled by a criminal, or unauthorised, where the account holder does not provide authorisation for the payment to proceed and the transaction is carried out by a third party. In 2018, unauthorised financial fraud losses across payment cards and remote banking totalled £844.8 million in the United Kingdom. Whereas banks and card companies prevented £1.66 billion in unauthorised fraud in 2018. That is the equivalent to £2 in every £3 of at ...
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Pacific Pride
Pacific Pride Commercial Fueling (also known as PrideNet) is a network of membership-only fueling stations across the United States. It appeals to truckers and police forces. Its stations are franchised and are often combined with mainstream gas stations. Typically, Pacific Pride locations are independently operated commercial fueling providers offering access to a national network of fueling locations. Through its franchise locations and extended network, Pacific Pride franchisees are able to enable access to over 57,000 retail and standalone Pacific Pride locations throughout North America. The company offers fuel and no other services, unlike regular gas stations; Pacific Pride stations also have no staff of their own. Customers make all their transactions with a membership card Business cards are cards bearing business information about a company or individual. They are shared during formal introductions as a convenience and a memory aid. A business card typical ...
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