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Proton (bank Card)
Proton was a stored-value card payment system in Belgium from 1995 until 2014. It was introduced with the goal to replace cash primarily for small transactions around €15. For security, the card was limited to storing 125 EUR of available electronic cash (originally 5,000 BEF). The card was used for small payments without a pin code or signature, and users ran the same risk as with cash in that if the card was lost the cash value allocated to it would also be lost. The advantage to merchants was that they could accept payments without the necessity for a bank terminal to be connected to a centralised system for approving the transaction (the transaction was approved by the card itself), and the transaction was very quick. In August 1998, Proton World International was founded, a joint venture between Banksys, Visa, American Express and EGR. The goal was to promote the Proton technology worldwide. In 2001, the Australian company ERG bought the remaining shares of Proton World ...
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Proton Bank
Proton Bank (in Greek ''Proton Τράπεζα Α.Ε.'') was a Greek bank that was established in 2001 and was taken over by the government in 2011. The bank offered private and corporate banking services. The private banking division offers included deposits, loans and credit cards, portfolio management, asset management, brokerage services and mutual funds. The corporate banking division offered working capital financing, customer-tailored loans, treasury products and brokerage services. In 2011 Proton became the first Greek bank to be effectively nationalized after it fell under a bank rescue fund set up by Greece and its international lenders through the creation of New Proton Bank. The bank was wound up in 2013.<


History

The bank was established in 2001 as ''Τράπεζα Επενδυτικών Δραστηριοτήτων Α.Ε.'' and officially commenced its operations as a specialised investment bank in 2002. The founders of the ...
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Belgium
Belgium, officially the Kingdom of Belgium, is a country in Northwestern Europe. Situated in a coastal lowland region known as the Low Countries, it is bordered by the Netherlands to the north, Germany to the east, Luxembourg to the southeast, France to the south, and the North Sea to the west. Belgium covers an area of and has a population of more than 11.8 million; its population density of ranks List of countries and dependencies by population density, 22nd in the world and Area and population of European countries, sixth in Europe. The capital and Metropolitan areas in Belgium, largest metropolitan region is City of Brussels, Brussels; other major cities are Antwerp, Ghent, Charleroi, Liège, Bruges, Namur, and Leuven. Belgium is a parliamentary system, parliamentary constitutional monarchy with a complex Federation, federal system structured on regional and linguistic grounds. The country is divided into three highly autonomous Communities, regions and language areas o ...
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Stored-value Card
A stored-value card (SVC) or cash card is a payment card with a monetary value stored on the card itself, not in an external account maintained by a financial institution. This means no network access is required by the payment collection terminals as funds can be withdrawn and deposited straight from the card. Like cash, payment cards can be used anonymously as the person holding the card can use the funds. They are an electronic development of token coins and are typically used in low-value payment systems or where network access is difficult or expensive to implement, such as parking machines, public transport systems, and closed payment systems in locations such as ships. Stored-value cards differ from debit cards, where money is on deposit with the issuer, and credit cards which are subject to credit limits set by the issuer and are connected to accounts at financial institutions. Another difference between stored-value cards and debit and credit cards is that debit and cre ...
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Euro
The euro (currency symbol, symbol: euro sign, €; ISO 4217, currency code: EUR) is the official currency of 20 of the Member state of the European Union, member states of the European Union. This group of states is officially known as the euro area or, more commonly, the eurozone. The euro is divided into 100 1 euro cent coin, euro cents. The currency is also used officially by the institutions of the European Union, by International status and usage of the euro, four European microstates that are not EU members, the British Overseas Territory of Akrotiri and Dhekelia, as well as unilaterally by Montenegro and Kosovo. Outside Europe, a number of special territories of EU members also use the euro as their currency. The euro is used by 350 million people in Europe and additionally, over 200 million people worldwide use currencies pegged to the euro. It is the second-largest reserve currency as well as the second-most traded currency in the world after the United Sta ...
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Belgian Franc
The Belgian franc was the currency of the Kingdom of Belgium from 1832 until 2002 when the euro was introduced. It was subdivided into 100 subunits, each known as a in Dutch, or in French and German. History The ''gulden'' (guilder) of 20 ''stuivers'' was the currency of present-day Belgium from the 15th to 19th centuries until its replacement in 1832 by the Belgian franc. Its value differed from the Dutch guilder, gulden of the Dutch Republic during the latter's separation from Belgium from 1581 to 1816. Standard coins issued in Belgium include: * From 1618: the :nl:Patagon, ''patagon'' or ''Albertusthaler'' of 24.55 g fine silver, worth 2.4 gulden or 48 stuiver (or 10.23 g fine silver per gulden) * From 1754: the ''kronenthaler'' of 25.71 g fine silver, worth 3.15 gulden ''currency'' or 2.7 ''gulden of exchange'' (9.52 g silver per exchange gulden). The French Écu#Silver écu of 1726, silver écu of 26.67 g silver was also accepted for 2.8 exchange gulden. * From 1816 to 1832 ...
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The Sydney Morning Herald
''The Sydney Morning Herald'' (''SMH'') is a daily Tabloid (newspaper format), tabloid newspaper published in Sydney, Australia, and owned by Nine Entertainment. Founded in 1831 as the ''Sydney Herald'', the ''Herald'' is the oldest continuously published newspaper in Australia and claims to be the most widely read masthead in the country. It is considered a newspaper of record for Australia. The newspaper is published in Compact (newspaper), compact print form from Monday to Saturday as ''The Sydney Morning Herald'' and on Sunday as its sister newspaper, ''The Sun-Herald'' and digitally as an Website, online site and Mobile app, app, seven days a week. The print edition of ''The Sydney Morning Herald'' is available for purchase from many retail outlets throughout the Sydney metropolitan area, most parts of regional New South Wales, the Australian Capital Territory and South East Queensland. Overview ''The Sydney Morning Herald'' publishes a variety of supplements, including ...
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STMicroelectronics
STMicroelectronics Naamloze vennootschap, NV (commonly referred to as ST or STMicro) is a European multinational corporation, multinational semiconductor contract manufacturing and design company. It is the largest of such companies in Europe. It was founded in 1987 from the merger of two state-owned semiconductor corporations: ''Thomson Semiconducteurs'' of United States/France and ''SGS Microelettronica'' of Italy. The company is incorporated in the Netherlands and headquartered in Plan-les-Ouates, Switzerland. Its shares are traded on Euronext Paris, the Borsa Italiana and the New York Stock Exchange. History ST was formed in 1987 by the merger of two government-owned semiconductor companies: Italian SGS Microelettronica (where SGS stands for ''Società Generale Semiconduttori'', "General Semiconductor Company"), and French ''Thomson Semiconducteurs'', the semiconductor arm of Thomson SA, Thomson. SGS Microelettronica originated in 1972 from a previous merger of two compan ...
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Parking Meter
A parking meter is a device used to collect money in exchange for the right to Parking, park a vehicle in a particular place for a limited amount of time. Parking meters can be used by Municipality, municipalities as a tool for enforcing their integrated on-street parking policy, usually related to their traffic and mobility management policies, but are also used for revenue. History An early patent for a parking meter, U.S. patent, was filed by Roger Babson, Roger W. Babson, on August 30, 1928. The meter was intended to operate on power from the battery of the parking vehicle and required a connection from the car to the meter. Holger George Thuesen and Gerald A. Hale designed the first working parking meter, the Black Maria, in 1935. The History Channel's... ''History's Lost and Found'' documents their success in developing the first working parking meter. Thuesen and Hale were engineering professors at Oklahoma State University. They began working on the parking meter in 193 ...
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Payphone
A payphone (alternative spelling: pay phone or pay telephone or public phone) is typically a coin-operated public telephone, often located in a telephone booth or in high-traffic public areas. Prepayment is required by inserting coins or telephone tokens, swiping a credit or debit card, or using a telephone card. The company that operates the payphone generally pays either rent or a revenue share to the owner of the property where the phone is installed. Invented in the late 19th century, payphones became ubiquitous worldwide in the 20th, enough to contribute to the notion of universal access to basic communication services. The charge for a call may be a flat rate, or dependent on call duration. Following the explosive growth of mobile telephony, the use of payphones, and the number installed, has decreased greatly. Countries Canada Most payphones in Canada are owned and operated by large telecom providers such as Bell, Telus Communications, and SaskTel. In the last 2 ...
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Convenience Store
A convenience store, convenience shop, bakkal, bodega, corner store, corner shop, superette or mini-mart is a small retail store that stocks a range of everyday items such as convenience food, groceries, beverages, tobacco products, lottery tickets, over-the-counter drugs, toiletries, newspapers and magazines. In some jurisdictions, convenience stores (such as off-licences in the UK) are licensed to sell alcoholic drinks, although many other jurisdictions limit such beverages to those with relatively low alcohol content, like beer and wine. The stores may also offer money order and wire transfer services, along with the use of a fax machine or photocopier for a small per-copy cost. Some also sell tickets or recharge smart cards, e.g. Opus cards in Montreal, Canada, or include a small deli. They differ from general stores and village shops in that they are not in a rural location and are used as a convenient (hence their common name) supplement to larger stores. A con ...
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Chipknip
Chipknip (a portmanteau of ''Smart card, chip card'' and ''knip'', Dutch for coin purse, purse) was a Stored-value card, stored-value payment card system used in the Netherlands. Based on the Belgian Proton (debit card), Proton system, it was started by Interpay on 26 October 1995, as a Pilot experiment, pilot project in the city of Arnhem and a year later rolled out countrywide. Chipknip was taken over by Currence due to a restructuring on 17 May 2005, who managed it with their licensees until its discontinuation on 1 January 2015. The Chipknip was primarily used for small retail transactions, as the card could contain a maximum value of 500 euros. The money needed to be transferred from a card holders main bank account using a loading station which were generally located next to Automated teller machine, ATMs. In 1996, The Postbank N.V., Postbank left the Chipknip project and started the Chipper project with other organisations such as PTT Telecom to compete with the Chipknip un ...
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Netherlands
, Terminology of the Low Countries, informally Holland, is a country in Northwestern Europe, with Caribbean Netherlands, overseas territories in the Caribbean. It is the largest of the four constituent countries of the Kingdom of the Netherlands. The Netherlands consists of Provinces of the Netherlands, twelve provinces; it borders Germany to the east and Belgium to the south, with a North Sea coastline to the north and west. It shares Maritime boundary, maritime borders with the United Kingdom, Germany, and Belgium. The official language is Dutch language, Dutch, with West Frisian language, West Frisian as a secondary official language in the province of Friesland. Dutch, English_language, English, and Papiamento are official in the Caribbean Netherlands, Caribbean territories. The people who are from the Netherlands is often referred to as Dutch people, Dutch Ethnicity, Ethnicity group, not to be confused by the language. ''Netherlands'' literally means "lower countries" i ...
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