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Commercial Bank Of Scotland
The Commercial Bank of Scotland Ltd. was a Scotland, Scottish commercial bank. It was founded in Edinburgh in 1810, and obtained a royal charter in 1831. It grew substantially through the 19th and early 20th centuries, until 1958, when it merged with the National Bank of Scotland to become the National Commercial Bank of Scotland. Ten years later the National Commercial Bank merged with the Royal Bank of Scotland. History Formation The Commercial Bank of Scotland was formed in 1810 in response to public dissatisfaction with the three charter banks (Bank of Scotland, British Linen Bank and The Royal Bank of Scotland): "it was felt by many of the Scottish people that the three old Banks had become too…devoted to their own interests…to be the real promoters of the general good."James Anderson, ''The Story of the Commercial Bank of Scotland'' (1910) Checkland argued that the project was "without precedent" for the proposed joint stock company relied not on a restricted group o ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
National Commercial Bank Of Scotland
The National Commercial Bank of Scotland Ltd. was a Scotland, Scottish commercial bank. It was established in 1959 through a merger of the National Bank of Scotland (established in 1825) with the Commercial Bank of Scotland (established in 1810). Ten years later it merged with the Royal Bank of Scotland, to become the largest Clearing bank (United Kingdom), clearing bank in Scotland. The National Commercial Bank issued its own Scottish banknotes, banknotes. At its foundation, the National Commercial Bank of Scotland had assets of around £300 million, and had 476 branches in Scotland and England. A joint venture with asset management company Schroders in 1964 saw the launch of a Scottish merchant banking service. The bank acquired the 36 English and Welsh branches of The National Bank Ltd., when the Irish operations of that institution were bought by the Bank of Ireland in 1966. The National Commercial Bank also established a "ladies branch" for female customers, staffed entirely ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
The Dome Edinburgh
''The'' is a grammatical Article (grammar), article in English language, English, denoting nouns that are already or about to be mentioned, under discussion, implied or otherwise presumed familiar to listeners, readers, or speakers. It is the definite article in English. ''The'' is the Most common words in English, most frequently used word in the English language; studies and analyses of texts have found it to account for seven percent of all printed English-language words. It is derived from gendered articles in Old English which combined in Middle English and now has a single form used with nouns of any gender. The word can be used with both singular and plural nouns, and with a noun that starts with any letter. This is different from many other languages, which have different forms of the definite article for different genders or numbers. Pronunciation In most dialects, "the" is pronounced as (with the voiced dental fricative followed by a schwa) when followed by a con ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
James Maitland, 8th Earl Of Lauderdale
James Maitland, 8th Earl of Lauderdale, (26 January 1759 – 10 September 1839) was Keeper of the Great Seal of Scotland, a Scottish representative peer in the House of Lords. and a writer on political economy. Early years Born at Haltoun House near Ratho, the eldest son and heir of James Maitland, 7th Earl of Lauderdale, whom he succeeded in 1789, he became a controversial Scottish politician and writer. His tutor had been the learned Dr. Andrew Dalzell and James Maitland then attended the universities of Edinburgh and Glasgow, completing his education in Paris where, it is said, he became radicalised. Parliamentary career Upon his return home in 1780, he was admitted a member of the Faculty of Advocates and his father paid £3000 to secure a seat in the House of Commons for his son. From 1780 until 1784 he was a member of parliament representing Newport and from 1784 to 1789, Malmesbury. In the House of Commons he supported the prominent Whig Charles James Fox and to ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Companies Based In Edinburgh
A company, abbreviated as co., is a legal entity representing an association of legal people, whether natural, juridical or a mixture of both, with a specific objective. Company members share a common purpose and unite to achieve specific, declared goals. Over time, companies have evolved to have the following features: "separate legal personality, limited liability, transferable shares, investor ownership, and a managerial hierarchy". The company, as an entity, was created by the state which granted the privilege of incorporation. Companies take various forms, such as: * voluntary associations, which may include nonprofit organizations * business entities, whose aim is to generate sales, revenue, and profit * financial entities and banks * programs or educational institutions A company can be created as a legal person so that the company itself has limited liability as members perform or fail to discharge their duties according to the publicly declared incorporation pu ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Banks Established In 1810
A bank is a financial institution that accepts deposits from the public and creates a demand deposit while simultaneously making loans. Lending activities can be directly performed by the bank or indirectly through capital markets. As banks play an important role in financial stability and the economy of a country, most jurisdictions exercise a high degree of regulation over banks. Most countries have institutionalized a system known as fractional-reserve banking, under which banks hold liquid assets equal to only a portion of their current liabilities. In addition to other regulations intended to ensure liquidity, banks are generally subject to minimum capital requirements based on an international set of capital standards, the Basel Accords. Banking in its modern sense evolved in the fourteenth century in the prosperous cities of Renaissance Italy but, in many ways, functioned as a continuation of ideas and concepts of credit and lending that had their roots in the ancie ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Defunct Banks Of Scotland
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Defunct may refer to: * ''Defunct'' (video game), 2014 * Zombie process or defunct process, in Unix-like operating systems See also * * :Former entities * End-of-life product * Obsolescence Obsolescence is the process of becoming antiquated, out of date, old-fashioned, no longer in general use, or no longer useful, or the condition of being in such a state. When used in a biological sense, it means imperfect or rudimentary when comp ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
British Museum
The British Museum is a Museum, public museum dedicated to human history, art and culture located in the Bloomsbury area of London. Its permanent collection of eight million works is the largest in the world. It documents the story of human culture from its beginnings to the present.Among the national museums in London, sculpture and decorative art, decorative and applied art are in the Victoria and Albert Museum; the British Museum houses earlier art, non-Western art, prints and drawings. The National Gallery holds the national collection of Western European art to about 1900, while art of the 20th century on is at Tate Modern. Tate Britain holds British Art from 1500 onwards. Books, manuscripts and many works on paper are in the British Library. There are significant overlaps between the coverage of the various collections. Established in 1753, the British Museum was the first public national museum. In 2023, the museum received 5,820,860 visitors, 42% more than the previous y ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Lloyds Bank
Lloyds Bank plc is a major British retail banking, retail and commercial bank with a significant presence across England and Wales. It has traditionally been regarded one of the "Big Four (banking)#England and Wales, Big Four" clearing house (finance), clearing banks. Established in Birmingham in 1765, Lloyds Bank expanded considerably during the 19th and 20th centuries, acquiring several smaller banks along the way. It merged with the Trustee Savings Bank in 1995 and operated as Lloyds TSB Bank plc from 1999 to 2013. In January 2009, it became a key subsidiary of Lloyds Banking Group following the acquisition of HBOS by Lloyds TSB Group. The bank's operational headquarters are in London, with additional offices in Wales and Scotland, and it also manages office complexes, brand headquarters, and data centres in Birmingham, Yorkshire, Leeds, Sheffield, Halifax, West Yorkshire, Halifax, and Wolverhampton. History Origins The origins of Lloyds Bank date from 1765, when button ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Black Horse (company)
Black Horse Limited is a motor finance company based in the United Kingdom. It was formed in July 2001, as a wholly owned subsidiary of Lloyds Banking Group, but its origins can be traced back to 1922. The business should not be confused with Black Horse (originally Beehive and most recently Lloyds TSB) Life Assurance Company, whose interests were amalgamated into Scottish Widows in September 2004. History Following the creation of Lloyds TSB Group in 1998, the businesses of Lloyds Bowmaker (formerly Lloyds and Scottish) and United Dominions Trust were combined into Lloyds UDT. In September 2000, Lloyds TSB acquired Chartered Trust, and, in June 2001, the business of Chartered Trust was merged into the business of Lloyds UDT, and the enlarged operation rebadged under the Black Horse name, to form the asset finance division of Lloyds TSB. United Dominions Trust The origins of UDT go back to 1919, when the Continental Guaranty Corporation of New York established a branch in the ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Hire Purchase
A hire purchase (HP), also known as an installment plan, is an arrangement whereby a customer agrees to a contract to acquire an asset by paying an initial installment (e.g., 40% of the total) and repaying the balance of the price of the asset plus interest over a period of time. Other analogous practices are described as closed-end leasing or rent-to-own. The hire purchase agreement was developed in the United Kingdom in the 19th century to allow customers with a cash shortage to make an expensive purchase they otherwise would have to delay or forgo. For example, in cases where a buyer cannot afford to pay the asked price for an item of property as a lump sum but can afford to pay a percentage as a deposit, a hire-purchase contract allows the buyer to hire the goods for a monthly rent. When a sum equal to the original full price plus interest has been paid in equal installments, the buyer may then exercise an option to buy the goods at a predetermined price (usually a nominal ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
Wick, Highland
Wick ( ; ) is a town and royal burgh in Caithness, in the far north of Scotland. The town straddles the River Wick and extends along both sides of Wick Bay. "Wick Locality" had a population of 6,954 at the time of the 2011 census, a decrease of 3.8% from 2001. Pulteneytown, which was developed on the south side of the river by the British Fisheries Society during the 19th century, was officially merged into the burgh in 1902. Elzy was described as on the coast a couple of miles east of Wick in 1836. The town is on the main road (the A99– A9 road) linking John o' Groats with southern Britain. The Far North railway line links Wick railway station with southern Scotland and with Thurso, the other burgh of Caithness. Wick Airport is on Wick's northern outskirts and serves as a base for private helicopter flights to offshore wind and oil projects, as well as scheduled commercial flights to Aberdeen. The main offices of '' The John O'Groat Journal'' and '' The Caithness Co ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
David Rhind
David Rhind FRSE (1808 – 26 April 1883) was a prominent Scotland, Scottish architect, mainly remembered for his public buildings, banks, churches and schools, most of which are now listed buildings. Life Rhind was born at 15 Gayfield Place in Edinburgh in 1808, the son of John Rhind. His father at the time of his birth is listed as a "writer" (a standard Scots term for a lawyer) but later became a cashier to the Edinburgh Friendly Insurance Company). His wife, David's mother, was named Marion Anderson. David Rhind was married twice: firstly to Emily Shoubridge in 1840; then to Mary Jane Sackville-Pearson in 1845. He lived until 1883 and was survived by eight of his children. He is believed to have trained in the London drawing office of Augustus Charles Pugin and was a friend of Charles Barry. His practice began in Edinburgh, but examples of his work were constructed all over Scotland. David worked in conjunction with Alexander Handyside Ritchie who executed much of the s ... [...More Info...] [...Related Items...] OR: [Wikipedia] [Google] [Baidu] |
