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Citizens Insurance
Citizens Property Insurance Corporation (Citizens) was created in 2002 from the merger of two other entities to provide both windstorm coverage and general property insurance for home-owners who could not obtain insurance elsewhere. It was established by the Florida Legislature in Chapter 627.351(6) Florida Statutes as a not-for-profit insurers, insurer of last resort, headquartered in Tallahassee, Florida, and quickly became the largest insurer in the state. The company has no connection to Citizens Insurance#Louisiana, Louisiana Citizens Property Insurance Corporation, the equivalent entity in Louisiana, or several similarly named "for-profit" subsidiaries in the Hanover Insurance Group. History Catastrophe Hurricane Andrew in 1992 was the costliest storm the United States had experienced, with $26.5 billion in damage. It took a huge bite out of the reserves for claims held by 30 insurance companies doing business in Florida. Eleven insurance companies were bankrupted, while ...
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United States General Elections, 2006
Elections were held in the United States on November 7, 2006, in the middle of Republican President George W. Bush's second term against the backdrop of the war on terror. In a political revolution that ended more than a decade of Republican rule, the Democratic Party was swept into majorities of both chambers of Congress, governorships, and state legislatures. These elections were widely categorized as a Democratic wave. In the Senate, Democrats won a net gain of six seats to secure a narrow majority in that chamber. Democrats also gained 31 seats in the House of Representatives, and following the election, Nancy Pelosi became the first female speaker of the House. In the gubernatorial elections, Democrats achieved a net gain of six seats. Nationwide, Republicans failed to win any congressional or gubernatorial seat that was held by a Democrat before the election. This was also the first time since 1994 where a party did not lose a single incumbent in a gubernatorial ...
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Florida Office Of Insurance Regulation
The chief financial officer of Florida is an elected statewide constitutional officer of Florida. The office was created in 2002 following the 1998 reforms of the Florida Cabinet. The CFO is a combination of the former offices of comptroller and treasurer/insurance commissioner/fire marshal. The office heads the Florida Department of Financial Services and is responsible for overseeing the state's finances, collecting revenue, paying state bills, auditing state agencies, regulating cemeteries and funerals, and handling fires and arsons. In addition, the CFO has administrative oversight over the offices which handles banking and insurance regulation. The CFO is a member of the Cabinet, and is third (behind the lieutenant governor and attorney general, respectively) in the line of succession to the office of governor of Florida. History Tom Gallagher was the first state CFO and a former treasurer/insurance commissioner/fire marshal. Gallagher retired from the position in 2006 and Al ...
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Tom Feeney
Thomas Charles Feeney III (born May 21, 1958) is an American politician from Orlando, Florida. He represented . He was defeated in the 2008 election by Democrat Suzanne Kosmas. Early life He was born in Abington, Pennsylvania, a suburb of Philadelphia. He graduated from Penn State University in 1980, obtaining a Juris Doctor degree from the University of Pittsburgh School of Law in 1983. Soon afterwards, he moved to Oviedo, Florida, a suburb of Orlando where he still lives, and opened a private practice. Florida legislature In 1990, Feeney was elected to the Florida House of Representatives as a Republican from Seminole County. He served two terms there before running for lieutenant governor of Florida as Jeb Bush's running mate in 1994. After the pair narrowly lost, Feeney joined the James Madison Institute, a conservative think tank, as a director. He returned to the Florida House in 1996 and was elected as Speaker of that body in 2000. Feeney first came to national pr ...
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Jeff Brandes
Jeffrey P. Brandes (born February 12, 1976) is an American politician who served as the Florida State Senator from the 24th district from 2016 to 2022. A member of the Republican Party, he has been elected from the Pinellas County area to the Florida Senate since 2012, representing the 22nd district from 2012 to 2016. Brandes previously served as the Florida State Representative for the 52nd district from 2010 to 2012. Early life and education A native of St. Petersburg, Florida, Brandes served in the United States Army Reserve as a transportation officer from 1996 to 2007 following his graduation from the Marion Military Institute in Marion, Alabama in 1996 and while he attended Carson-Newman College, from which he graduated in 1999 with a degree in business administration. From 2003 to 2004, Brandes served in the Iraq War, for which he earned a Combat Action Badge. Political career In 2010, Brandes ran for the Florida House of Representatives from the 52nd district, whi ...
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Miami Herald
The ''Miami Herald'' is an American daily newspaper owned by McClatchy, The McClatchy Company and headquartered in Miami-Dade County, Florida. Founded in 1903, it is the fifth-largest newspaper in Florida, serving Miami-Dade, Broward County, Florida, Broward, and Monroe County, Florida, Monroe counties. It once circulated throughout Florida, Latin America, and the Caribbean. The ''Miami Herald'' has been awarded 24 Pulitzer Prizes. Overview The newspaper has been awarded 24 Pulitzer Prizes since beginning publication in 1903. Well-known columnists include Pulitzer-winning political commentator Leonard Pitts, Leonard Pitts Jr., Pulitzer-winning reporter Mirta Ojito, humorist Dave Barry and novelist Carl Hiaasen. Other columnists have included Fred Grimm and sportswriters Michelle Kaufman, the late Edwin Pope, Dan Le Batard, Bea Hines and Greg Cote. The ''Miami Herald'' participates in "Politifact Florida", a website that focuses on Florida issues, with the ''Tampa Bay Times''. ...
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Tampa Bay Times
The ''Tampa Bay Times'', called the ''St. Petersburg Times'' until 2011, is an American newspaper published in St. Petersburg, Florida, United States. It is published by the Times Publishing Company, which is owned by The Poynter Institute for Media Studies, a nonprofit journalism school directly adjacent to the University of South Florida St. Petersburg campus. It has won fourteen Pulitzer Prizes since 1964, and in 2009, won two in a single year for the first time in its history, one of which was for its PolitiFact project. History The newspaper traces its origin to the ''West Hillsborough Times'', a weekly newspaper established in Dunedin, Florida, on the Pinellas Peninsula in 1884. At the time, neither St. Petersburg nor Pinellas County existed; the peninsula was part of Hillsborough County. The paper was published weekly in the back of a pharmacy and had a circulation of 480. It subsequently changed ownership six times in seventeen years. In December 1884, it wa ...
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Fact Checker
A fact is a truth, true data, datum about one or more aspects of a circumstance. Standard reference works are often used to Fact-checking, check facts. Science, Scientific facts are verified by repeatable careful observation or measurement by experiments or other means. For example, "This sentence contains words." accurately describes a linguistic fact, and "The Sun is a star" accurately describes an astronomical fact. Further, "Abraham Lincoln was the 16th President of the United States" and "Abraham Lincoln was assassinated" both accurately describe history, historical facts. Generally speaking, facts are independent of belief and of knowledge and opinion. Facts are different from inferences, theories, values, and Object (philosophy), objects. Etymology and usage The word ''fact'' derives from the Latin ''factum''. It was first used in English with the same meaning: "a thing done or performed"a meaning now obsolete outside the law."Fact" (1a). Oxford English Dictionary_2d_ ...
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Rick Scott
Richard Lynn Scott ( Myers; born December 1, 1952) is an American attorney, businessman, politician, and United States Navy, Navy veteran serving as the Seniority in the United States Senate, senior United States senator from the state of Florida, a seat he has held since 2019. A member of the Republican Party (United States), Republican Party, he served two terms as the 45th governor of Florida from 2011 to 2019. Scott is a graduate of the University of Missouri–Kansas City and the Dedman School of Law at Southern Methodist University. In 1987, after serving in the U.S. Navy and becoming a law firm partner, he co-founded Columbia Hospital Corporation. Columbia later merged with another corporation to form Columbia/HCA, which eventually became the nation's largest for-profit health care company. Scott was pressured to resign as chief executive of Columbia/HCA in 1997. During his tenure as chief executive, the company defrauded Medicare, Medicaid, and other federal programs ...
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Florida Council Of 100
The Florida Council of 100 is a private, non-profit, non-partisan organization of Florida business leaders who advise the state's governor. It was founded in 1961 and is headquartered in Tampa, Florida. History The association was founded in 1961 at the request of then Governor Farris Bryant, who asked for advice on problems confronting the state from a business point of view. The council was the first of its kind in the United States, and its website states that it "works with the Governor, the Chief Justice, the Legislature, as well as with private organizations, to achieve quality of life improvements for the people of Florida." The full Council meets twice each year and has continued to provide that perspective to each governor over the last 50+ years. However, the relationship between the Council and the Governor changed in 1999 with the inauguration of Jeb Bush. Bush directly requested the support and involvement of the council as soon as the election was over. He used the ...
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Tokio Millennium Re Ltd
Tokio Millennium Re Ltd. (abbreviated as TMR) is a reinsurance company headquartered in Hamilton, Bermuda with branches in Stamford, Connecticut, USA, Zurich, Switzerland and Sydney, Australia. The lines of business written include property catastrophe, workers compensation and terrorism. TMR was established in Bermuda in 2000 as a subsidiary of Tokio Marine & Nichido Fire Insurance Co., Ltd. and is licensed as a class 3B insurance company in Bermuda. TMR is currently rated AA− (Very Strong) by Standard & Poor's and A++ (Superior) by A. M. Best. Company history First announcements about the establishment of TMR with an initial capital of US$125 million in Bermuda were made in 2000. TMR was expected to start its operation beginning of April 2000 with Shin-ichiro Okada named as CEO. The parent company initially announced that TMR's primary mission was not to earn a profit through assumed reinsurance but to use reinsurance as a tool to make effective use of its capital. ...
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Bermuda
Bermuda is a British Overseas Territories, British Overseas Territory in the Atlantic Ocean, North Atlantic Ocean. The closest land outside the territory is in the American state of North Carolina, about to the west-northwest. Bermuda is an archipelago consisting of List of islands of Bermuda, 181 islands, although the most significant islands are connected by bridges and appear to form one landmass. It has a land area of . Bermuda has a tropical climate, with warm winters and hot summers. Its climate also exhibits Oceanic climate, oceanic features similar to other coastal areas in the Northern Hemisphere with warm, moist air from the ocean ensuring relatively high humidity and stabilising temperatures. Bermuda is prone to severe weather from Westerlies#Interaction with tropical cyclones, recurving tropical cyclones; however, it receives some protection from a coral reef and its position north of the Main Development Region, which limits the direction and severity of approach ...
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